ABDULLAH, M. A.; MANAF, N. H. A. .; AHSAN, K. .; AZAM, S. F. . Service Quality and Consumer Perception on Retail Banking Facilities and Employees’ Courtesy in Malaysia and New Zealand. European Journal of Social Science Education and Research, [S. l.], v. 9, n. 2, p. 59–74, 2022. DOI: 10.26417/ejser.v1i1.p71-80. Disponível em: https://revistia.com/index.php/ejser/article/view/6166. Acesso em: 24 feb. 2024.