Initiating Financial Technology (Fintech) as an Innovation of Communication Technology on Credit Cooperatives in Indonesia. European Journal of Marketing and Economics, [S. l.], v. 5, n. 1, p. 1–15, 2022. DOI: 10.26417/689dma84. Disponível em: https://revistia.com/index.php/ejme/article/view/1282. Acesso em: 1 jan. 2026.