F. A. Jude, C. C. Penn, and N. Adamou, “Financing of Small and Medium-Sized Enterprises: A Supply-Side Approach Based on the Lending Decisions of Commercial Banks”, EJES, vol. 4, no. 3, pp. 123–135, Nov. 2018, Accessed: Nov. 02, 2025. [Online]. Available: https://revistia.com/index.php/ejes/article/view/2688